1 Healthy, 2 Wealthy, 3 Wise - 1st June

Life in my 5 Chapters, 4 success mantras, Naval Ravikant, Hertz

A weekly newsletter bringing you the best of Health, Wealth and Wisdom to lead, better meaningful lives. Please help share this newsletter below or give me feedback on how I can improve further.



Autobiography in Five Short Chapters by Portia Nelson

Chapter I

I walk down the street.
There is a deep hole in the sidewalk
I fall in.
I am lost ... I am helpless.
It isn't my fault.
It takes me forever to find a way out.

Chapter II

I walk down the same street.
There is a deep hole in the sidewalk.
I pretend I don't see it.
I fall in again.
I can't believe I am in the same place
but, it isn't my fault.
It still takes a long time to get out.

Chapter III

I walk down the same street.
There is a deep hole in the sidewalk.
I see it is there.
I still fall in ... it's a habit.
my eyes are open
I know where I am.
It is my fault.
I get out immediately.

Chapter IV

I walk down the same street.
There is a deep hole in the sidewalk.
I walk around it.

Chapter V

I walk down another street.

TWEET OF THE WEEK - I still can’t believe Twitter is free. Thank you Jack 👌🏼

Random Thoughts - Simple Lessons of Happiness

Nothing in this post is an investment advice guys

Four Types of Happy Successful People

You don’t need to be a genius to live a very successful life. As you grow old, you understand some truths better than others. Life is actually very simple. Focus on things that are there in front of you and plan your day, your month and your life around loved ones. Rather than stressing about stuff, ask the right questions. Answers are mostly right in front of you.

For the more practicals, here is a short guide to measure your life and live happily. Four quotients that you have always lived by, but never learned and paid attention to. What drives them and what makes you more alive. Let’s dive in.

  1. Physical Quotient - PQ - In simple words, HEALTH. Without health, you cannot enjoy anything. We don’t realise this when we are young but it catches fast after 40.

    • What you eat - It is all common sense. There is an entire industry making dietary recommendations one day, and turning on them next week. All farce. I follow a simple rule - excess of everything is bad. The biggest enemies of your body are processed “sugar” and “salt”, that came about 100 years ago and have turned us into unhealthily beasts. Eat less of these devils. Simply, watch what you eat. Less processed, more raw. Ask this - What would our ancestors be eating?

    • Daily exercise - At least 30 minters of walk. That is good enough. But more the merrier. Depending on your physique and body structure. You can get as fancy as you wish to. And that is a good thing. But do not over do. Ask yourself, did I sweat today?

    • Sound sleep - This is as important as exercise or what you eat. We have lost that relaxed sleep in consistent distractions. 7-8 hours sleep a day is must. What are you actually earning for other wise? Stress? Sleepless nights? Ask yourself, do I feel refreshed after my sleep?

    • Leisure time - Sit back with friends. Free yourself. There is no true happiness than being with your tribe. Free time, freedom from this outer pretentious world and time with your loved one increases your PQ. Doing what you like doing. Even for a while. Something to come back and Lok forward to from office, from a trip. Did I laugh today?

  2. Intellectual Quotient - IQ - In simple words - LEARN. We must learn everyday. Our brains have been conditioned to learn and grow. Otherwise we start having negative thoughts and ultimately depression. Negativity creeps in when we don’t learn new things. Always be a student. Keep learning. Keep your mind active. if everyday you learn just a little more than yesterday, compounding will create great results. Choose your medium, - TV, books, friends, scholars, gurus, whatever. But keep on pushing your brain to learn.

  3. Emotional Quotient - EQ - or EMOTIONS - This is where most of us fail. To increase your EQ, you need to identify those emotions that are causing you more harm than good. That is leading to lesser EQ.

    • The worst one is Anger. Anger = Low EQ. I have been there, done that. You need to work on this. Be calmer, let things go and get rid of Anger. No one likes being angry but some people just cannot control it. With practise and thoughtfulness, everyone can. Observe what makes you angry. Observe again and when in the act, just try and drop it. Do it consistently and it will be gone.

    • Other one is Jealousy. Probably even worse than anger at times. You cannot control anyones fate and no one can take away your good deeds from you. Jealousy only harms you. The person you are jealous of, is not even aware of this feeling that is killing you inside. Ask yourself, what am I really jealous of and will that change anything?

    • To have a better EQ overall, ask yourself - can you understand your own feelings? Can you understand others feelings around you? Can you correlate with both of these? Simple. As simple as that.

  4. Spiritual Quotient - SQ - HIGHER PURPOSE - What is my passion? Are we doing what we are doing for some higher purpose? Is that higher purpose practical? People mostly ignore this and go on their brazen lives without a purpose. They work hard, day and night but not to some goal or purpose. If this purpose is defined properly, then it automatically becomes your passion. Once its passion, you can achieve anything. Everything works out. But defining that higher purpose is very important.

1 on Health 🏃🏻‍♀️🏃🏼‍♂️Negative Emotional Quotient

  1. How Negativity destroys you and how to get rid of negativity by This Small Change in Your Language Can Help Downplay Negativity

2 on Wealth 🥂🍻 USD crisis, Annual Gold Report

  1. U.S. Debt Crisis Comes into View as Fed’s Balance Sheet Explodes Past $7 Trillion. On December 31, 2019, the Federal Reserve was already deep into a debt crisis in the United States. We know that from the minutes of the Federal Reserve’s Open Market Committee. The Fed minutes for the meetings on December 10-11, 2019 state that the Fed’s emergency repo loans (that it had started making on September 17, 2019 for the first time since the financial crisis of 2008) had  “totaled roughly $215 billion per day” as of the date of that meeting.

  2. The Annual “In Gold We Trust Report” is out by Incrementum. And it is as bullish as even on Gold as well as Bitcoins this time. Dawn of a new monetary world order - In the decade that has just begun, trend-setting monetary and geopolitical upheavals are to be expected. Gold will once again play an important role in the new monetary world order as a stateless reserve currency. New gold all-time highs are only a matter of time - The question is not whether the gold price will reach new all-time highs, but how high these will be. We are convinced that gold will prove to be a profitable investment over the course of this decade and will provide stability and security in any portfolio.

3 on Wisdom 🧠🗣Serendipity & Reading Books

  1. How to Maximise Serendipity - David Perell. The best opportunities are the ones you never expected. They’re serendipitous. Serendipity is a state of mind. Serendipity births unexpected opportunities which fuel progress and push us in fruitful directions. By maximising serendipity, you’ll accelerate your progress.

    Davids says - Build a Serendipity Vehicle by writing, publishing, podcast or whatever your medium is. Be a connector, priorities your health, ask for help, build fast, and avoid boring people.

    “The real enemy is the man who tries to mold the human spirit so that it will not dare to spread its wings." - Abraham Flexner

  2. “17 Questions That Changed My Life” by Tim Ferriss. Tim is one of the most loved modern philosophers and life coach. He frequently asks these questions himself, which I find very useful as well.

  3.  The scientist, astronomer, and author, Carl Sagan, on the magic of books: 

    "What an astonishing thing a book is. It's a flat object made from a tree with flexible parts on which are imprinted lots of funny dark squiggles. But one glance at it and you're inside the mind of another person, maybe somebody dead for thousands of years. Across the millennia, an author is speaking clearly and silently inside your head, directly to you. Writing is perhaps the greatest of human inventions, binding together people who never knew each other, citizens of distant epochs. Books break the shackles of time. A book is proof that humans are capable of working magic."

Video I am watching - Truth by Naval Ravikant

Society has conditioned you for lies that the consensus (your tribe) wants you to believe. You need to search the truth. Strong ideas, loosely held. You do not have to be defined by your ideas, because they can be changed based on better logic, evidence, and understanding. 

Top 5 Must Reads

  1. Microsoft plans to invest $2 billion in Jio Platform - India’s Jio is now raising money from Microsoft, having recently raised funding from Facebook, Silverlake and KKR in previous weeks. The firm has raised $10bn as American investors scramble for a piece of digital India. Abu Dhabi state fund in talks to invest US$1 billion in Jio Platforms

  2. Inside The Deal That Made Bill Gates $350,000,000” (1986). This story was probably the one that made Bill Gates a metonym for “Very rich guy,” and it’s a good look at the early days of big software and the waning days of the phone/fax/paperwork era in finance.

  3. Moats Before (Gross) Margins by Andreessen Horowitz

  4. Bloomberg Opinion pieces by Matt Levine covering exotic employee derivatives that Credit Suisse is giving its employees, Luckin Coffee problems, ETF’s and securities fraud. A good one stop compilation

  5. Absolute Insanity: Retail Investors Flood Into Bankrupt Hertz, Make It Most Heavily-Traded US Stock

Have a fabulous week ahead people and keep sharing this wisdom……

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Disclaimer: None of the content in this newsletter is meant to be financial advice. Please do your own due diligence before taking any action related to content within this article. This post is for reference only. It will not help you to “lambo” or “moon” or any other euphemism for unhinged speculation. It should help you to supplement your own analysis of the markets. Enjoy.